We use cookies to make your experience with us better. By continuing to use our website without changing the settings, you are agreeing to our use of cookies. To find out more see our privacy statement.
Tanzania
Sign in
Personal
Overview
Products and Services
Products and Services
Bank with us
Bank accounts
Savings and Investments
Loans
Ways to Bank
Ways to Bank
Business
Overview
Products and Services
Products and Services
Bank With Us
Bank Accounts
Loans
Savings and Investments
Business Solutions
Ways to Bank
Ways to Bank
About us
Contact us
Locate us

Unsecured Personal Loan

Unsecured Personal Loan Banner

Get access to your funds again after repayment of one month and above with the option to increase your original amount over time

Some of the benefits

Good terms - UPL

Up to 60 months to repay

Personalized

We customize a variety of facilities to your unique credit needs

Flexible

The option to increase your loan amount at a later stage

Insured

With our credit facilities, you can access affordable insurance from our trusted partners
What you get
  • Ability to apply for an increase in the limit on the existing loan when you require additional funds.
  • The minimum repayment remains fixed for the life of the loan account which enables you to budget more effectively.
  • You can pay into your loan whenever you have extra cash available. This extra cash can be withdrawn once you have met the minimum revolver limit.
  • Embedded insurance which will give you the peace of mind of knowing that your loan will be settled in full in the event of disability, dreaded disease or death
  • A convenient way to manage cashflow in the event of shortfalls
  • Get access to funds when you need it with just your investments. You pay interest only on funds utilized.
  • Up to 60 months to repay your loan
  • Preferred rates on business insurance products
  • Access to our customer contact centre
  • Full e-banking options, which include the app, internet, mobile and USSD banking
What it costs
  • Only pay interest on the amount you use
  • No account fees
  • Competitive interest rates
How to get it
  • Be 18 years or older.
  • Tanzanian citizen with permanent residency or a foreigner with a work permit.
  • Earn a net minimum monthly income of TZS 500 000
  • Have current account with Stanbic bank where at least one-month salary has been deposited and bank statements for the recent six months.
 
  • What you get
  • What it costs
  • How to get it
  • Ability to apply for an increase in the limit on the existing loan when you require additional funds.
  • The minimum repayment remains fixed for the life of the loan account which enables you to budget more effectively.
  • You can pay into your loan whenever you have extra cash available. This extra cash can be withdrawn once you have met the minimum revolver limit.
  • Embedded insurance which will give you the peace of mind of knowing that your loan will be settled in full in the event of disability, dreaded disease or death
  • A convenient way to manage cashflow in the event of shortfalls
  • Get access to funds when you need it with just your investments. You pay interest only on funds utilized.
  • Up to 60 months to repay your loan
  • Preferred rates on business insurance products
  • Access to our customer contact centre
  • Full e-banking options, which include the app, internet, mobile and USSD banking
  • Only pay interest on the amount you use
  • No account fees
  • Competitive interest rates
  • Be 18 years or older.
  • Tanzanian citizen with permanent residency or a foreigner with a work permit.
  • Earn a net minimum monthly income of TZS 500 000
  • Have current account with Stanbic bank where at least one-month salary has been deposited and bank statements for the recent six months.