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Home loan

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A simplified process of buying, building or improving your home by our home loan solutions that make house hunting and buying easier.

Some of the benefits

Affordable Repayments

We offer up to 240 months to repay, helping to make owning a home affordable

Affordability

Let your coupon repayments cover your loan repayments

Ownership Retention

You continue to own your bonds for the duration of the loan

Flexible

Able to increase your loan amount at a later stage

Affordable Repayments

We offer up to 240 months to repay, helping to make owning a home affordable

Affordability

Let your coupon repayments cover your loan repayments

Ownership Retention

You continue to own your bonds for the duration of the loan

Flexible

Able to increase your loan amount at a later stage
What you get
  • A home purchase of up to  90% of the value of your new home, 75% as equity release and 80% as construction 
  • Repayment amounts within your means - the loan granted will be based on repayments not exceeding 40% of your monthly income
  • Flexible repayment plan of up to 20 years attracting affordable monthly instalments
  • Joint mortgage limited to married couples
What it costs
  • Competitive interest rates
  • Deposit of 10% of the property value to be made by the customer
How to get it
  • Be able to afford a deposit of 10% of teh value of the property
  • What you get
  • What it costs
  • How to get it
  • A home purchase of up to  90% of the value of your new home, 75% as equity release and 80% as construction 
  • Repayment amounts within your means - the loan granted will be based on repayments not exceeding 40% of your monthly income
  • Flexible repayment plan of up to 20 years attracting affordable monthly instalments
  • Joint mortgage limited to married couples
  • Competitive interest rates
  • Deposit of 10% of the property value to be made by the customer
  • Be able to afford a deposit of 10% of teh value of the property