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Home loan

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A simplified process of buying, building or improving your home by our home loan solutions that make house hunting and buying easier.

Some of the benefits

Good Terms - Home Loans

Up to 240 months to repay

Personalized

We customize a variety of facilities to your unique credit needs

Flexible

The option to increase your loan amount at a later stage

Insured

With our credit facilities, you can access affordable insurance from our trusted partners
What you get
  • Stanbic will finance up to 80% of the value of the property.
  • The maximum amount is TZS2Billion - determined by repayment ability.
  • Monthly repayments should not be more than 40% of net monthly income.
  • The maximum loan repayment period is 20 years.
  • Minimum property value is TZS 62 500 000.
What it costs
  • Earn a minimum monthly income of TZS 2 000 000.
  • Deposit of 20% of the property value to be made by the customer.
  • Competitive interest rates
How to get it
  • Be 21 years or older;
  • Be a Tanzanian citizen or permanent resident with an identity card
  • Have a deposit of 20%
  • Have current account with Stanbic where one-month salary has been deposited and bank statement for latest six months.
  • What you get
  • What it costs
  • How to get it
  • Stanbic will finance up to 80% of the value of the property.
  • The maximum amount is TZS2Billion - determined by repayment ability.
  • Monthly repayments should not be more than 40% of net monthly income.
  • The maximum loan repayment period is 20 years.
  • Minimum property value is TZS 62 500 000.
  • Earn a minimum monthly income of TZS 2 000 000.
  • Deposit of 20% of the property value to be made by the customer.
  • Competitive interest rates
  • Be 21 years or older;
  • Be a Tanzanian citizen or permanent resident with an identity card
  • Have a deposit of 20%
  • Have current account with Stanbic where one-month salary has been deposited and bank statement for latest six months.