Home loans

A house is more than just an investment – it’s a place to call home and create memories. We have simplified the process of buying, building or improving your home by developing home loan solutions that make house hunting and buying easier. With a home loan from us, you will be seen as a cash buyer by estate agents and sellers.

What it offers you

  • Finance up to 80% of the value of the property
  •  Maximum loan amount is determined by your repayment ability
  • Your monthly repayments should not be more than 40% of your net monthly income
  • The maximum loan repayment period is 15 years.

 

Who can apply

You can apply for a home loan if you:

  • Are 18 years or older;
  • Have a deposit of 20%
  • Are a Tanzanian citizen or permanent resident with an identity book
  • Have a transactional account (with us or another bank) into which your salary is deposited.

How to apply

Visit your nearest branch with the following documents:

  • Identity document
  • Proof of income
  • Bank account details
  • Employer's details
  • Details of any loans you have with us

 
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