At Stanbic Bank, we recognise that the need to structure your finances correctly is crucial to the success of your business. You need a bank that understands that cash flow is critical and gives you easy access to working capital. 

We offer a range of Business Banking loans to help you meet your financial obligations. Competitive interest rates apply and flexible terms can be negotiated to suit the specific needs of your business.

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Term loans

We know you need capital to grow your business at every stage so we have tailored loan products to help you meet your financing requirements.

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Overdrafts

An overdraft is another alternative for your temporal cash flow and short term working capital requirements. It allows you to pay interest only on what you use and not on the full amount at which your limit is set.

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Vehicle and asset finance

Want to increase your company’s asset base? A vehicle and asset finance (VAF) facility can assist. VAF is the ideal way to finance all your new and used business vehicles and assets. It allows you to own assets without the attendant cash flow constraints.

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